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    <title>Timothy LeGendre CPA — Florida Tax &amp; Small Business Guides</title>
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    <description>Florida tax guides, S-Corp strategy, and small business finance — written by a licensed Florida CPA.</description>
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      <title>CPA vs. Bookkeeper: What Florida Small Businesses Actually Need</title>
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      <description>The honest difference between a CPA and a bookkeeper, what each can and can&apos;t do, what they cost, and when you actually need both. Written by a Florida CPA who does both.</description>
      <pubDate>Tue, 26 May 2026 00:00:00 GMT</pubDate>
      <author>tim@timcpa.com (Timothy LeGendre, CPA)</author>
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      <title>DIY Bookkeeping: When It Works, When It Breaks, and the Real Cost</title>
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      <description>An honest look at doing your own books — when DIY actually makes sense, the seven situations where it stops working, the hidden costs nobody warns you about, and the switch-over moment.</description>
      <pubDate>Tue, 26 May 2026 00:00:00 GMT</pubDate>
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      <title>Florida LLC Annual Report: Deadlines, Fees, and How to File</title>
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      <description>A Florida CPA&apos;s guide to the Sunbiz LLC Annual Report — May 1 deadline, $138.75 fee, $400 late penalty, what to file, what trips people up, and how to never miss it.</description>
      <pubDate>Tue, 26 May 2026 00:00:00 GMT</pubDate>
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      <title>How to Choose an Accountant for Your Small Business</title>
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      <description>A Florida CPA&apos;s honest guide to picking the right accountant — what credentials matter, what to ignore, the questions that actually surface fit, and the red flags that mean walk away.</description>
      <pubDate>Tue, 26 May 2026 00:00:00 GMT</pubDate>
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      <title>1099 vs W-2: The Real Take-Home Math for Florida Workers and Employers</title>
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      <description>A Florida CPA&apos;s guide to 1099 vs W-2 — what each one actually means, the self-employment tax math, when each makes sense, and the IRS classification rules.</description>
      <pubDate>Tue, 26 May 2026 00:00:00 GMT</pubDate>
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      <category>Comparisons</category>
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      <title>Quarterly Estimated Taxes for Self-Employed Floridians</title>
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      <description>A Florida CPA&apos;s practical guide to quarterly estimated taxes — the four deadlines, the 90%/110% safe-harbor rule, underpayment-penalty exposure, and the S-Corp FICA-vs-estimated nuance most owners get wrong.</description>
      <pubDate>Thu, 14 May 2026 00:00:00 GMT</pubDate>
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      <category>Tax Strategy</category>
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      <title>Home Office Deduction Guide for Florida Small Business Owners</title>
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      <description>A Florida CPA&apos;s practical guide to the home office deduction — simplified vs actual method, the exclusive-use rule, and the S-Corp accountable plan strategy most owners miss.</description>
      <pubDate>Mon, 04 May 2026 00:00:00 GMT</pubDate>
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      <title>Florida S-Corp Election: Complete Guide for Small Business Owners</title>
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      <description>When to elect S-Corp status for your Florida LLC, how much you can save, reasonable compensation rules, and the step-by-step filing process.</description>
      <pubDate>Wed, 15 Apr 2026 00:00:00 GMT</pubDate>
      <author>tim@timcpa.com (Timothy LeGendre, CPA)</author>
      <category>S-Corp Strategy</category>
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      <title>How Much Does a CPA Cost? Pricing Guide for Small Businesses</title>
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      <description>Complete guide to CPA costs — monthly bookkeeping ($500-$800/mo), tax preparation ($400-$3,000), and advisory pricing with real ranges for small businesses.</description>
      <pubDate>Wed, 25 Mar 2026 00:00:00 GMT</pubDate>
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      <title>Bookkeeping for Startups: The Complete Guide</title>
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      <description>Everything startup founders need to know about bookkeeping — setting up your books, DIY vs hiring, common mistakes, and when to bring in a CPA.</description>
      <pubDate>Wed, 25 Mar 2026 00:00:00 GMT</pubDate>
      <author>tim@timcpa.com (Timothy LeGendre, CPA)</author>
      <category>Bookkeeping</category>
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